Everything you can achieve with loans via payroll

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Did you already know that Credifiel grants loans for the government sector ? So the next step is to apply for a credit via payroll since if you have more than a year working in the government agency, then you can have your money in a few hours.

Surely you could not have imagined what to do with the money of a loan since for various reasons it sometimes seems complicated to obtain one, however, now that you can have this money in your hands, it is time to start creating the list of dreams that you are going to fulfill. Which would be the first?

One of our recommendations is that part of your financing is also earmarked for investment, so through the money you get from this, in the future your next loans could be paid almost alone. But if the credit itself is a marvel by all its characteristics, when we see the benefits reflected in our lives we could be surprised.

Do you want to know what are some of the things you can achieve through the loans that the government grants? Here we share the list:

  • Opportunity to give bigger hooks: Why a credit can help you give bigger hooks? Whether you want to buy a new car or stop renting a house and better buy your own, the credit itself can not only help you allocate more money to the initial balance account, but also the fact of having contracted a credit via payroll it will give you the possibility of reducing the interest for which, you will allocate more money to pay for your new dream. Sometimes when some type of financing is requested to acquire a property or a car, the interests are usually high and it becomes complicated to pay for it and also, to continue with the family expenses. Better not take a risk and apply for a payroll loan, so you’ll get more security and you’ll have a point in favor when you get to the agency or the real estate.


  • Business opportunities in the best moment: What would happen if at this moment comes a business offer that you can not miss? Would you have the money to accept the proposal? We could think of the option of acquiring a small place to start a business or of investing in some other type of company that allows you to obtain constant extra income to think about a better future. But, do you have that money to make the payment instantly? Most likely, no, really within our society few people have the culture of saving and few are those who would invest their money in things like these. If in this situation your first plan is to request a loan with the bank, it could be a good option, however, we know that the time it takes your approval may not benefit you because business opportunities do not wait. With a payroll loan for government workers the opposite is true, the approval time is immediate and in 48 hours you will have your money ready for you to use it in the best investment of your life.


  • All your payments in less time: Personally I do not like having to make payments in the long term, just thinking that for years I will be paying an account that may not need so long I start to get nervous. That is why I prefer to save or take the opportunity to have a loan through the payroll of government. In addition to having the option to choose the term in which you will enjoy your credit, you also have the opportunity to accommodate your finances so that your payments do not put at risk the welfare of your account or your pockets. In this way, you will also end up paying your bills faster. For example, the larger the hitch for a car, the shorter the period during which you have to be giving monthly payments.


  • Pay debts faster to have new projects: If you have debts that you have been dragging for months or even years, then what you need is to end them and focus your mind on new projects. As payroll loans are a quick money option and also, in the short term, you can pay your debts faster and also get a refinance soon with a fixed interest rate to invest your money in the generation of business opportunities. Applying for a payroll loan for government workers is a great option for those who have this opportunity.

Do you have another dream to fulfill? Sure you and your children have a great list of activities to do and moments to share together. Now that you have the necessary money, start planning your next vacation or you can also think about remodeling your home .

Now that you have job security as a government worker, take advantage of and apply for a loan that will help your finances grow, so in the future you will not have to worry about anything other than enjoying and having fun.

At Credifiel we are waiting for you. We have offices throughout Mexico so that your place of residence and distance do not prevent you from reaching us. You can also contact us through our digital channels. We are here to help you and make you pay your money.

What are staycations? Summer holidays, in your city

What are staycations? Summer holidays, in your city

Although we are already fully involved in summer and the most fortunate are on vacation, there is still time for the rest to relax and enjoy the sun .

When we think about summer holidays, most of us imagine a trip : either abroad or in our own country, it seems that we do not conceive the possibility of a vacation without leaving our city. Sometimes we even consider an itinerary so adjusted to make the most of the time we end up stressed. It does not seem like the most relaxed way to spend a vacation, right?

If this usually happens to you, why not try some staycations?


Yeah, but what are staycations?

<strong>Yeah, but what are staycations?</strong>

Staycation is a term in English that arises from joining two concepts: stay (stay), and vacation (vacation). That is, a vacation where you stay at home. This trend began to gain strength in the worst years of the crisis, in which many families could not afford to go out, although for some time there are those who opt for this modality voluntarily.

Well raised, a staycations can bring you all the advantages of a traditional vacation, but saving waiting times, travel and, of course, a lot of money .

Think about what you do with your partner most of the time on vacation: lay on the beach, eat and dine out and visit museums, monuments or cities. And why could not you do that during some staycations?

Remember that there are also tourists who visit your city every year for the same reasons that you travel abroad. So, why not do what you like so much, but in your own city ?

From Ferratum Money we give you 4 tips to make your staycations live up to the best summer vacations .


1) Book a “beach day”

It is clear that not all beaches are tropical beaches with white sands and coconut trees, but spending several hours in the sun or in the water can have the same benefits.

Anyway, book a “beach day” , even if it’s on a lake, next to a canal, the ocean or even a pool. Take a book, a sandwich, a bottle of wine or beers and you’ll have a perfect day assembled.

Even if you live in a city without a coast and the nearest beach catches you in two or three hours, the trip will be refreshing and it will be worth it in any case.


2) Delight your palate

<strong>2) Delight your palate</strong>

Of course, one of the best aspects of traveling is the gastronomic : go to new restaurants, try exotic foods, eat what you want (even filth!) And, of course, do not cook.

If when you are on vacation you allow yourself this light sleeper, why not do it in the staycations too? Is there a new restaurant that your partner would like to try? Do you want to take the opportunity to book on that site that always has a huge queue? Now is the time to do it!

Treat yourself to all those places that you have heard about, that you have passed through or that awaken curiosity.



3) Do more, see more

When we go on vacation, we usually do more activities , such as going to amusement parks, seeing monuments, canoeing or visiting museums. Well, there is no reason not to do the same at home. Join the tourists of your city and cheer up!

The list is endless: go to exhibitions, go up to the viewpoint of a building, take a bike ride, go to an aquapark or see an opera, you do not have to give up anything!


4) Go on a picnic to the park


Who does not like to go to a park or garden, sit on the grass with a picnic and enjoy the sun? It is a simple plan, accessible to everyone and relaxing like few others .

Take a book, organize a barbecue, play soccer (or one of these international park games) or simply close your eyes and relax. Whatever you do, devote yourself to enjoy being surrounded by nature and see how good it feels.


Make your staycations a reality

<strong>Make your staycations a reality</strong>


Do you need a little help before collecting your salary? The Ferratum Money Flexible Credit is the ideal quick credit to help you live an unforgettable summer.

Request up to € 500 with the first 30 days without interest in just a few minutes. If it is granted, we will send you the money as soon as possible. In addition, with the Flexible Credit you choose how much you want to pay each month , from a minimum.

Financial help in your trips abroad

Financial help in your trips abroad

In summer, many people go on vacation and travel abroad. However, running out of money in a foreign country can change your dream journey into a real horror. What to do or where to go if you run out of money while you are traveling? One of the possibilities is to request a mini urgent loan. Nowadays, thanks to online loans it is possible to request fast financing also from outside Spain. You just have to get an Internet connection to ask for money you need.

How to apply for a quick loan from abroad?

The online loan application process does not vary even if you are anywhere. If you have a computer or a telephone with access to the Internet, you only need to access the web pages of the chosen lender and make your request:

  • Indicate the amount you need and the return period
  • Fill out the form with your personal and work data
  • Send the necessary documentation to verify your data
  • Wait a few minutes to find out if your loan has been approved
  • Read and sign the contract that you will get by email

Once the contract is signed, the lender will transfer the money immediately to your bank account that you have indicated during the application process. So you can have the necessary money in a matter of minutes.

What must be considered?

The documentation required to request mini urgent loans is usually minimal. Getting fast money from outside Spain is possible if you can verify your identity with a photocopy of your identity document (DNI / NIE) and if you can justify with a document that you have regular and sufficient income. Wherever you are, it is necessary to have photocopies of these documents in order to access financing without problems.

Send your request you can from anywhere at any time, since fast loans entities operate 100% online and their services are usually available 24/7. However, if you need the money as soon as possible, it is advisable to check the customer service hours and send your request within hours to avoid possible delays.

Once the contract is signed, the lender will transfer your money instantly. Normally, a transfer between accounts of the same bank is usually almost immediate, however, between different banks can take up to 1 or 2 business days. If you need to have your money without any delay, before requesting a loan you should consult which banks the chosen lender operates. To obtain financing without delays it is advisable to resort to those companies that operate with the bank where you have your bank account to which you want to deposit money.

Who can ask for quick loans?

To clarify any doubt, if you reside outside of Spain there is no possibility of getting a quick loan with Spanish lenders. In order to obtain a loan, you must be a resident in Spanish territory and prove it with a corresponding documentation. However, as a Spanish resident you can get a quick loan from abroad if you need it to cover any unforeseen travel.